When many of us think about booking a well deserved holiday, for some reason we always seem to avoid having to deal with the issue of getting some kind of travel insurance for the duration. We have it in our heads that the insurance companies are trying to rip us off and so we go on vacation without any kind of health cover at all. This is an incredibly irresponsible thing to do and you really are taking your life into your own hands. There is no way that you can know if anything is going to go wrong on your next holiday and so it makes sense to put something in place to cover all eventualities. We don’t seem to have any problem paying extra for an en-suite hotel room, but for something as important as our health, we try to cut corners and save ourselves money.
Some countries even insist that you get some kind of health insurance before they will let you into the country and an example is the special Thailand visa insurance from Pacific Cross that they are insistent upon if it is your wish to enter their country. It makes sound financial sense to make sure that you are able to cover any medical expenses while in their country and it stops you leaving a hospital without paying your medical bills. This particular visa insurance is incredibly affordable and can be purchased before you leave home. The value of having travel insurance cannot be understated and it is so important to have a policy in place for the following reasons.
– Medical expenses & assistance – If you travel to any country and you happen to fall ill due to the many cardiovascular diseases that there are or be involved in some kind of traffic accident, then your medical expenses can quickly mount up and if you don’t have a health insurance policy in place, then you are going to have to pay out of your own pocket. This could clean out all of your savings and you might even have to sell some of your assets in order to pay your hospital bill. There are more and more people travelling now, so the likelihood of you been involved in some kind of incident has increased over time.
– Accident & activity cover – When you go on vacation, you are more prone to trying out many more new and exciting things like paragliding, jet skiing and other somewhat dangerous activities. If you have the right health insurance policy in place, then it does cover a wide range of activities which will cover you in the event that you have a personal accident and you run up high medical expenses. Make sure that you check your policy to make sure that it covers the activity that you really want to try. If it doesn’t, then you need to think of another activity to do. To learn more about visa requirements in Thailand, please have a look here.
It is so easy to get a quotation for travel or health insurance and it can all be done from the comfort of your armchair. You can get a quotation online and you can make your payment there as well. You should always make sure that you have the necessary peace of mind that an insurance policy offers, so that you can really enjoy your vacation.