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Finding The Perfect Car For You Your car may be the second largest purchase you make in your lifetime. Your car may be the second largest purchase you make in your lifetime. Credit Card Processing: Legally Beat the System by Passing Processing Fees to Customers Imposing surcharges on credit card transactions is illegal, and it will only lead to problems. The secret to beating the credit card processing system is not charging more for credit card sales, but instead is charging less for cash sales. It may sound like the same thing, but there is a big difference. Imposing surcharges on credit card transactions is illegal, and it will only lead to problems. The secret to beating the credit card processing system is not charging more for credit card sales, but instead is charging less for cash sales. It may sound like the same thing, but there is a big difference. Alternatives to Credit Cards Are you one of those people who only ever got a credit card for the convenience of being able to pay without cash, or because you werent aware of any other easy way to borrow money? Are you one of those people who only ever got a credit card for the convenience of being able to pay without cash, or because you werent aware of any other easy way to borrow money?