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Are You Looking For A College Scholarship? Before you saddle yourself with a mountain of college loan debt make sure that you have got all the free money you can, including any college scholarships for which you are eligible. Before you saddle yourself with a mountain of college loan debt make sure that you have got all the free money you can, including any college scholarships for which you are eligible. How Student PLUS Loans Could Help To Close The College Funding Gap Although student PLUS loans are perhaps not strictly student loans because they are made available to parents, such loans are nevertheless a very useful tool in helping to close the gap between the cost of college and the money available through other loans to students. Although student PLUS loans are perhaps not strictly student loans because they are made available to parents, such loans are nevertheless a very useful tool in helping to close the gap between the cost of college and the money available through other loans to students.