Speedy Credit Repair

Credit repair does not have to be a long tedious process. There are many things that can be done to boost your credit score right away. It is true that there are some wounds that only time will heal, but that is no excuse to ignore your credit. Become proactive today and I promise dramatic results within 120 days. Are you ready for credit repair in the fast lane? Let’s go!

Get Secured Credit Cards

If a rough patch has left you with no open accounts it’s time for credit repair action. You may not get approved for a regular credit card, but you can open a secured card without fear of rejection. Do it today. Here’s why. Your credit scores are based on both negative and positive information on your reports. Without positive information your credit repair effort won’t work, but get a couple of secured credit cards and watch your scores take off. Just make sure to manage your balances the right way.

Managing Balances for Credit Repair

Wow. This is really important. If you do everything else right in your credit repair project, but miss this one thing your scores will go the wrong way, and fast. Here’s the scoop. The latest version of the FICO credit score formula created by the geniuses at Fair Isaac Corp puts heavy weight on your credit cards balances. This is true of all of your credit cards, and doubly true of cards that are less than a year old. If you max out a new credit card you can lose up to 150 points on your credit score. It’s credit repair suicide.

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