The Pursuit of Happiness Through Difficult Times - By: Sherry Tingley

We are all in the pursuit of happiness. Many people believe that having more money will make us happier. Jean Chatzky, the author of the book "The Difference," reveals that this is not always true. More money doesn't always equal more happiness. In fact, the happier you are, the more money will come in.

Some of us have been through bad financial situations. With bills piling up, creditors calling, and the household income barely enough, life still goes on. You can make the best of it or just plain give up and lose hope. Financial problems can be very stressful for anyone but there is always room to make a change in your attitude.

In such difficult times, what are the critical factors that can make a difference in your life? Jean Chatzky tells us all about the main traits that you have to be successful.

When you are happy and optimistic you will be able to face and solve problems more readily. Even if you fail the first time, being optimistic will help you try again, and again.

Develop the quality of resilience to help you through your difficulties. Successful people never denied that their finances were suffering. They were able to concentrate on how to take control of the things that they could change and let go of the things that they could not.

Having passion to lift yourself up from your financial struggles is another key element to financial success. Loving what you do is very important and when you love what you do for a job then you are on the road to financial stability.

Social capital is acquired by seeking out advice from people who can help you get to the next level of income. Value the relationships you have and reach out to people you can help. Take time nurturing these relationships.

People with money may have the funds to spend foolishly, but most are wise spenders. In fact, they save money on a regular basis. This is a fundamental goal for anyone wanting to improve their personal finances.

We usually have hunches about what might happen next. These intuitions will help you make decisions about spending and investing your money. Most wealthy people have developed good intuition and this gives them a big advantage. Learn to listen to your intuition when you are making financial decisions.

Taking calculated risks in the market is a good way to make money whether in good times or in bad. If you have experienced recent losses in your retirement funds, you may now be seeing that value coming back. Let your money work hard for you.

Being grateful for your particular situation is key to being able to move on and learn from the past. People who get rich and stay rich, express their gratitude by contributing to organizations and communities that they care about.

Use these principals of gratitude, passion, resilience and optimism to change your attitudes, set realistic goals and return to your path of financial prosperity.

Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful. ~Albert Schweitzer

About the Author

Keep your debt low or eliminate it if at all possible. Save yourself some money by ordering your personal checks online where you have thousands of design choices and your privacy is not compromised.

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